Payments
Posts on Payments from the Kit team. Pick another topic below or go back to all posts.
Withholding tax at 6%: what agents and suppliers must do
When a designated agent deducts 6% from your invoice: where the money goes, how to claim it back, and the 2026 EFRIS link to VAT withholding.
SIM swap and mobile money fraud: protecting the counter
How SIM swap, smishing and fake payment confirmations work against shops, what the Uganda Communications Commission tells consumers, and the rules a cashier needs.
Service charge and tips: keeping bill, tax and staff share straight
How a mandatory service charge differs from a tip, why the VAT question matters, what a Kenyan court said about staff shares, and how to record both.
Reconciling mobile money with your sales at month end
A month-end routine for matching MTN and Airtel statements to the till, booking fees and reversals, and using the six-hour rule when a payment is missing.
MTN MoMo fees: what a shop pays to get paid in 2026
The published MTN MoMo tariffs, the 0.5% withdrawal duty and the MoMoPay merchant charge, worked through for a Ugandan shop that takes mobile money daily.
Mobile money fraud at the counter: what a cashier should do
Fake payment screens, reversal tricks, SIM swaps and calls from 'the network': counter rules that protect a Ugandan shop, and where to complain.
Kit Pay use cases: collect, pay and reconcile inside Kit
Five everyday jobs Kit Pay does for a Ugandan business, from MoMo on the till to supplier payouts with approvals, charged per transaction, no monthly fee.
Credit sales in Uganda: terms, time limits and small claims
How to sell on credit without losing the money: written terms, an ageing list, the six-year limitation rule and the UGX 10 million small claims procedure.
Collecting monthly membership fees by mobile money in Uganda
Bank of Uganda data puts person-to-business mobile payments at 59.2 trillion shillings a year. How gyms, car washes and clubs run recurring fees on MoMo.
Cash at the till: float, drops and the end-of-shift count
A cash routine for a Ugandan shop: a fixed float, counted drops, one owner per drawer, and why cash is now the costliest tender to handle.
Car wash cash control: from the first car to the last shilling
Car washes take hundreds of small payments a day in cash and mobile money. A daily routine for counting, matching and spotting leakage, with the numbers.
Bank or mobile money: where should your takings settle?
How Uganda's payment rails fit together, what it costs to move money between wallet and bank, and a settlement routine that keeps every shilling traceable.
Bank of Uganda caps counter cash withdrawals from 1 January 2027
From 1 January 2027 banks cap counter cash at UGX 50 million a day for individuals and UGX 500 million for businesses. What it means for how you get paid.
Airtel Money Pay for merchants: codes, fees and settlement
What Airtel's 2026 merchant FAQs say about micro and formal merchant codes, who pays the fee, daily limits and how long money takes to reach your bank.
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